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What you agree to when you sign in or claim. Last updated 1 October 2026.
These terms apply to Money ("we", "us"): this site, the sign-in with X, the balances we hold for accounts, and the payouts we send. By signing in or claiming a balance you agree to them. If you do not agree, do not sign in and do not claim.
Last updated 1 October 2026. We will say on this page when they change; claiming after a change means you accept the new version.
A coin names an account on X in its description. When its creator fees are routed to us, we claim them on chain and record each claim against its transaction. Each claim is split: 80% is held for the named account and 20% is kept by us, earmarked for buying back and burning $MONEY. Claims recorded before 28 September 2026 were split 85% to the named account, 5% to whoever launched the coin and 10% to us, and are still owed on those terms.
A balance waits until its account signs in with X and claims it. Launch-day payout rails are dollars through X Money and, outside the US, USDG on Robinhood Chain. X Money payments are sent by hand after approval. Available options and the minimum are reported by the payout service before a claim is confirmed. USDG on Solana and stock-token payouts are outside the launch-day scope.
Money provides a Meteora DBC launchpad on Solana and supports eligible pons fee routes on Robinhood Chain. pump.fun and custom pairs are off. A coin naming an account is not an endorsement by that account or by us.
You must be at least 18 and able to enter a binding contract where you live, and you must not be a Restricted Person for what you are doing. You are responsible for following the laws that apply to you, including tax rules.
Some people may not use the service at all, and more may not receive stock tokens. If either applies to you, you are a Restricted Person for that part of the service.
You sign in through X. We receive your numeric X account id and your handle, and we never receive your X password or permission to post. The account id is what a balance is held under, so a renamed handle keeps its balance.
You are responsible for your X account. Anyone who can sign in to it can claim its balance. If we have reason to believe an account has been taken over, we may hold its payouts until that is resolved.
A balance is a record of fees we have claimed on chain for an account. It is not a deposit or a bank account, it earns no interest, and it is not insured. Dollar figures on this site are estimates at current prices until a payout lands.
An on-chain payout is sent to the address you enter. Check it: a blockchain transfer cannot be called back. X Money payments go to the signed-in account after manual approval. A balance below the minimum shown by the payout service keeps accruing.
We may hold a payout for review, or ask for information before sending one, for example where tax rules require it or where we suspect fraud. A payout that fails before anything moves goes back to the balance.
Stock-token payouts are off. A stock token is issued by a third party and tracks the price of a share. It is not a share in that company, and its issuer's own terms govern it. Offering one through Money would require an approved policy and independent price reference before any payout.
Money is not affiliated with X Corp, Robinhood Markets, pons, Meteora, pump.fun, Kraken or Jupiter. Their networks, venues and services carry their own terms and risks, and they can change their rules. We are not responsible for their outages or decisions.
Do not use the service to impersonate anyone, to defraud anyone, to launder money or evade sanctions, to hide where you are, or to interfere with the service or other people's use of it, including by flooding it with requests.
Nothing on this site is investment, legal or tax advice. Crypto assets and stock tokens can lose value quickly. Smart contracts, bridges and chains can fail. The product is new and parts of it are still being built.
The service is provided as it is and as available. To the extent the law allows, we are not liable for indirect or consequential loss, and our total liability to you is limited to the amount of the payout in question. Nothing in these terms limits a liability that the law does not allow to be limited.
We may suspend or end access for anyone who breaks these terms, and we may change or stop parts of the service. A balance that is lawfully yours stays claimable.
Questions about these terms go to @usemoneyhq on X.